So many people put off the thought of Christmas until the last minute because it’s too expensive. But it’s only expensive because you’ve put it off, it’s a self-fulfilling prophecy! If you get organised now, you can save a load of extra cash for Christmas without making too much effort and you don’t even really need to think about it throughout the year!
Loyalty points are a great way to cut the cost of Christmas. I save them up throughout the year to use on my Xmas shopping.
Sainsbury’s have their Double Up Event at the end of the year and I’ve got some mega bargains in the past such as FIFA 17 for £1.99 instead of £41.99!
Boots always have good offers such as 3 for 2 on gifts.
It’s a shame Tesco have ended their Clubcard Boost – but if you join their Christmas Savers, you’ll receive your Clubcard vouchers in November rather than throughout the year. This way you can’t spend them any earlier and I find it’s a big help with cutting the cost of Christmas.
This year I’m doing the penny challenge with a twist. I’ll save a few pennies each day and by 1st December I’ll have £559.45 saved up and won’t really have missed the money!
KEEP AN EYE OUT FOR SALES
I always get a few bargains in the January sales like Xmas cards, wrapping paper and a gifts. I only bought a few things this year as the sales were pretty disappointing.
I’ll keep an eye out for sales and bargains throughout the year and buy cheap presents to put away for Xmas. The key is don’t buy things just because they’re cheap! Make sure you know wh you’re buying it for, if not it might not even get used and you’ll have wasted money rather than saving it! Also make a list of what you’ve bought so you don’t end up forgetting and buying 2 pressies for the same person!
Many supermarkets like Asda and Tesco have a savings programme where you can put some money by throughout the year. I put £10 on each month at Tesco so when it comes to doing our December food shop, it’s already paid for.
Be aware, you can only spend your money in that particular store and if the shop were to go bust you could lose your savings. Personally I feel safe saving with Tesco as it’s unlikely they will close down. You could put your savings in a bank account but I know I would spend it before Xmas as there’s always some emergency (car, baby, wine etc) that crops up throughout the year.
MAKE YOUR OWN
I love handmade personal gifts. In fact almost all my family get something handmade or truly personal each year. Not only is it a great way to save money but it’s a thoughtful way to show someone how much you care.
Look out for opportunities throughout the year to make something special. Last year I did the Monopoly Pub Crawl with my sister (a drink in a pub on every Monopoly square) we went in August but I knew it would be a great opportunity for a gift. So I took loads of photos and saved things like train tickets, receipts and mementos to make her a photo album for Christmas. As I knew about it in advance, I could keep an eye out for deals on photo prints and cheap albums.
STOCK UP ON FREEBIES
Cashback apps are great for free food and drink. Last year I got tons of cider which we saved for Christmas. I also got selection boxes, chocolate, ice cream and food. If it could keep till Christmas, we saved it up. If you’re hosting Christmas or another celebration, it’s a great way to give guests variety without spending a penny!
There are also loads of freebies to be had online. From free samples of perfume or makeup to pet food. I have a friend who saves up all the freebies she gets to make hampers for friends and family. They don’t know it was all free and with a bit of cellophane and ribbon she makes a really beautiful gift!
EARN GIFTCARDS ANSWERING SURVEYS
Sites like Swagbucks offer gift cards as rewards for answering surveys and completing tasks online. I save these up throughout the year to spend on my Christmas shopping.
Other sites also pay cash which you may want to save for your shopping but I find mine is always spent before December!
Check out my roundup of the best sites here!
Do you have any other ways you save up for Christmas? If so feel free to leave a comment and share your tips!